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Local Info: Alpharetta, South Forsyth and North Fulton Georgia home buying, real estate listings, and homes for sale in Fulton County, GA

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About the Alpharetta, South Forsyth and North Fulton, Georgia Area

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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The Willnow Group
, REALTORŽ, real estate agents and broker for Alpharetta, South Forsyth and North Fulton Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Willnow Group,
Prudential Georgia Realty
815 Newport Terrace
Alpharetta GA Zip: 30005
Home Office: 770-664-2282
Business Office: 404-255-8811
Cell: 770-294-7505
Fax: 770-663-8288
nanwillnow@NUMBER1EXPERT.com
The Willnow Group of Prudential Georgia Realty has a tradition of excellence. With over 50 years of agent experience, Nan and her team pride themselves on being experts in bringing homebuyers and sellers together. A knowledgeable team that works well together and provides continuous commitment to clients is the secret behind Nans continued success as Prudential Georgia Realtys #1 Agent since 1996. Nan has also been one of the Atlanta Board of Realtors Top 10 agents, and Prudential Realtys Top 100 agents in North America since 1996 as well. Nans credentials include achievement of her GRI (Graduate Real Estate Institute), CRS (Certified Residential Specialist) and ABR (Accredited Buyers Representative).

www.TheWillnowGroup.com of Prudential Georgia Realty is brought to you by The Willnow Group
NUMBER1EXPERTS™ in real estate for Alpharetta real estate GA, South Forsyth real estate and North Fulton real estate, Georgia, for Waterfront, Lakefront And Golf Course Homes

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