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Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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The Willnow Group
, REALTORŽ, real estate agents and broker for Alpharetta, South Forsyth and North Fulton Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Willnow Group,
Prudential Georgia Realty
815 Newport Terrace
Alpharetta GA Zip: 30005
Home Office: 770-664-2282
Business Office: 404-255-8811
Cell: 770-294-7505
Fax: 770-663-8288
nanwillnow@NUMBER1EXPERT.com
The Willnow Group of Prudential Georgia Realty has a tradition of excellence. With over 50 years of agent experience, Nan and her team pride themselves on being experts in bringing homebuyers and sellers together. A knowledgeable team that works well together and provides continuous commitment to clients is the secret behind Nans continued success as Prudential Georgia Realtys #1 Agent since 1996. Nan has also been one of the Atlanta Board of Realtors Top 10 agents, and Prudential Realtys Top 100 agents in North America since 1996 as well. Nans credentials include achievement of her GRI (Graduate Real Estate Institute), CRS (Certified Residential Specialist) and ABR (Accredited Buyers Representative).

www.TheWillnowGroup.com of Prudential Georgia Realty is brought to you by The Willnow Group
NUMBER1EXPERTS™ in real estate for Alpharetta real estate GA, South Forsyth real estate and North Fulton real estate, Georgia, for Waterfront, Lakefront And Golf Course Homes

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